LOAN OPTIONS
Find Your Perfect Loan Match
Whether you’re looking for a fixed-rate mortgage or something a bit more flexible, Dreamlend has a loan option that fits your life and your wallet. Let’s explore the possibilities and find the right loan for you.
30-Year Fixed Rate Mortgage
Looking for a mortgage that’s as predictable as your morning coffee? A 30-year-fixed-rate mortgage is your go-to. With a steady interest rate and payments that never change, it’s the perfect choice if you plan to settle in and stay a while. No surprises, no stress.
15-Year Fixed Rate Mortgage
Want to own your home “free and clear” faster and save on interest? The 15-year fixed-rate mortgage is your ticket to doing just that. With a lower interest rate and a quicker payoff, you’ll be mortgage-free in half the time. The catch? Higher monthly payments. If you’re up for the challenge, Dreamlend will help you secure a great rate and get you on the fast track to homeownership.
Adjustable Rate Mortgage (ARM)
Looking for flexibility? An Adjustable Rate Mortgage (ARM) might be your perfect match. With an ARM, you start with a lower interest rate that adjusts over time, which is ideal if you’re planning to move in a few years or expect your income to rise. It’s like having the best of both worlds: lower initial payments with the option to adjust as your life evolves.
FHA Loans
Need a little extra help getting into your dream home? FHA loans might be the answer. Backed by the Federal Housing Administration, these loans are designed to make homeownership more accessible, especially if you’re a first-time buyer or have a lower down payment. With Dreamlend guiding you through the process, you’ll find that getting an FHA loan is simpler than you think. It’s all about making your dream home a reality with less stress and more confidence.
VA Loans
VA loans offer our veterans and their families a fantastic path to homeownership—and beyond. Guaranteed by the U.S. Department of Veterans Affairs, these loans not only make buying a home more accessible but also provide a unique opportunity to build your real estate portfolio. Move to a new command? You can refinance your current VA loan, rent out your property, and use your VA benefits again at your new location. Dreamlend is here to help you navigate this process easily, so you can focus on growing your investments and finding the perfect place to call home because you’ve earned it.
Jumbo Loans
Dreaming big? A Jumbo Loan might be just what you need to make those dreams a reality. Designed for homes that exceed the usual loan limits, Jumbo Loans help you secure financing for that luxury property or high-end investment. Yes, the rates can be a bit higher, but it's worth it when you’re aiming for something extraordinary. And with Dreamlend by your side, we’ll make sure the process is as smooth as your new marble countertops.
Reverse Mortgage
Looking to unlock the value of your home without monthly payments? A Reverse Mortgage could be the answer. Perfect for homeowners aged 62 years and older, this loan lets you convert your home equity into cash while staying comfortably in your home. There are no monthly mortgage payments, just the financial freedom to enjoy your retirement. And with Dreamlend guiding you, the process is as smooth as it is rewarding. Let’s make your home work for you.
Time to Lock in Your Ideal Loan
Whether you’re eyeing a rock-solid fixed-rate mortgage, a flexible ARM, or something more specialized like a Jumbo or Reverse Mortgage, Dreamlend has the options and expertise to make it happen. Let’s explore what’s out there and find the loan that fits your life perfectly. After all, when it comes to your financial future, only the best will do.